First, please know that you are not the only homeowner in this situation, and there’s nothing to be embarrassed about. Many homeowners are in your same shoes: the house was affordable in prior years, but current income no longer pays all the bills. It is possible to list your home for sale with a realtor specifically trained for sales like yours, whose advice you really need at this time.
There are several agents at RE/MAX 100, two on our Inspired team, who can help you, today! Remember a phone call costs you nothing, so get the advice of a professional who knows what to do. It is possible to sell your home for LESS than your mortgage balance due, if you meet certain criteria.
If you are in a hardship situation, including job loss or lower pay, divorce, a recent increase in medical expenses, or other financial circumstances beyond your control, then you will want to speak with an agent specifically trained to deal with such things. Look for an agent with the “CDPE” designation, which stands for Certified Distressed Property Expert. These letters beside an agent’s name mean that the agent has special education to assist you.